What is indirect lending?

Indirect lending puts your credit union in the car dealership. You’ll be able to originate loans at the point of sale when consumers are making final purchase decisions.

In addition to retaining business from your existing members who choose dealership financing, you’ll also acquire new members beyond your branch footprint.

How indirect lending works


Customers who are ready to purchase a vehicle with dealer-based financing are submitted for loan pre-approval.


Customers who meet your pre-approval standards are presented with your loan offer.


Customers who select your loan offer are processed right at the dealership. Congratulations - you just got a new loan!

Ready to get started with indirect lending?

Contact us today, and an experienced member from our team will be in touch.

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